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Destination country playbook
Nigeria
NG / NGA
- Currency
- NGN
Bank payouts
Receiver and bank fields expected for this destination. Account currency and clearing-system identity are resolved from the quote and routing data.
| Field | Requiredness | Format | Validation pattern | Notes |
|---|---|---|---|---|
NGN bank payout payment.instruction.instructedAmount.currency | Required | Fixed value: NGN | No corridor-specific pattern | This playbook covers local-currency bank payout into Nigeria. |
NGN bank payout payment.creditor.account.currency | Required | Fixed value: NGN | No corridor-specific pattern | This playbook covers local-currency bank payout into Nigeria. |
Creditor NUBAN account payment.creditor.account.accountIdentifierType | Required | Fixed value: BBAN | No corridor-specific pattern | The customer-facing Nigerian Uniform Bank Account Number is a 10-digit domestic account identifier. Store it as text and preserve leading zeros. |
Creditor NUBAN account payment.creditor.account.accountId | Required | Length: 10 | ^[0-9]{10}$Normalize: Remove Whitespace | The customer-facing Nigerian Uniform Bank Account Number is a 10-digit domestic account identifier. Store it as text and preserve leading zeros. |
Creditor NIP participant code payment.creditor.agent.financialInstitutionId.clearingSystemCode | Required | Fixed value: NG | No corridor-specific pattern | A 10-digit NUBAN is unique within its receiving institution, so that institution must also be identified. Use the six-digit NIP participant code and qualify it with the ISO 20022 clearing-system code NG. Store the code as text and preserve leading zeros. |
Creditor NIP participant code payment.creditor.agent.financialInstitutionId.clearingSystemMemberId | Required | Length: 6 | ^[0-9]{6}$Normalize: Remove Whitespace | A 10-digit NUBAN is unique within its receiving institution, so that institution must also be identified. Use the six-digit NIP participant code and qualify it with the ISO 20022 clearing-system code NG. Store the code as text and preserve leading zeros. |
Creditor bank BIC payment.creditor.agent.financialInstitutionId.bic | Optional | Minimum length: 8; Maximum length: 11 | ^[A-Z]{4}NG[A-Z0-9]{2}([A-Z0-9]{3})?$Normalize: Remove Whitespace, Uppercase | Creditor bank BIC is optional for this payout profile. |
Creditor financial institution country payment.creditor.agent.financialInstitutionId.address.country | Required | Fixed value: NG | No corridor-specific pattern | The beneficiary financial institution for this destination profile is located in Nigeria. |
Compliance information
Destination rules that may affect the payout data Axiym validates.
- Cross-border wire-transfer information: Central Bank of Nigeria — Central Bank of Nigeria AML/CFT/CPF Regulations, 2022.
These are playbook-level summaries. The payout validation response remains authoritative for the exact instruction and its transaction conditions.