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Destination country playbook
Hong Kong
HK / HKG
- Currency
- HKD
Bank payouts
Receiver and bank fields expected for this destination. Account currency and clearing-system identity are resolved from the quote and routing data.
| Field | Requiredness | Format | Validation pattern | Notes |
|---|---|---|---|---|
HKD bank payout payment.instruction.instructedAmount.currency | Required | Fixed value: HKD | No corridor-specific pattern | This playbook covers local-currency bank payout into Hong Kong. |
HKD bank payout payment.creditor.account.currency | Required | Fixed value: HKD | No corridor-specific pattern | This playbook covers local-currency bank payout into Hong Kong. |
Creditor Hong Kong bank account payment.creditor.account.accountIdentifierType | Required | Fixed value: BBAN | No corridor-specific pattern | Local HKD bank payouts use the beneficiary's domestic account number rather than an IBAN. |
Creditor Hong Kong bank account payment.creditor.account.accountId | Required | String | No corridor-specific pattern | Local HKD bank payouts use the beneficiary's domestic account number rather than an IBAN. |
Creditor bank clearing code payment.creditor.agent.financialInstitutionId.clearingSystemCode | Required | Fixed value: HKNCC | No corridor-specific pattern | The three-digit Hong Kong clearing code identifies the beneficiary bank in the local clearing system. Store it separately from the branch code and preserve leading zeros. |
Creditor bank clearing code payment.creditor.agent.financialInstitutionId.clearingSystemMemberId | Required | Length: 3 | ^[0-9]{3}$Normalize: Remove Whitespace | The three-digit Hong Kong clearing code identifies the beneficiary bank in the local clearing system. Store it separately from the branch code and preserve leading zeros. |
Creditor bank branch code payment.creditor.agent.branchIdentification.id | Optional | Length: 3 | ^[0-9]{3}$Normalize: Remove Whitespace | When supplied, it is distinct from the bank's three-digit clearing code and must preserve leading zeros. |
Creditor bank BIC payment.creditor.agent.financialInstitutionId.bic | Optional | Minimum length: 8; Maximum length: 11 | ^[A-Z]{4}HK[A-Z0-9]{2}([A-Z0-9]{3})?$Normalize: Remove Whitespace, Uppercase | Creditor bank BIC is optional for this payout profile. |
Compliance information
Destination rules that may affect the payout data Axiym validates.
- Cross-border wire-transfer information: Hong Kong Monetary Authority — Guideline on Anti-Money Laundering and Counter-Financing of Terrorism (For Authorized Institutions).
These are playbook-level summaries. The payout validation response remains authoritative for the exact instruction and its transaction conditions.