United Arab Emirates

AE / ARE

Bank payouts

Receiver and bank fields expected for this destination. Account currency and clearing-system identity are resolved from the quote and routing data.

Field	Requiredness	Format	Validation pattern	Notes
AED bank payout `payment.instruction.instructedAmount.currency`	Required	Fixed value: AED	No corridor-specific pattern	This playbook covers local-currency bank payout into the United Arab Emirates.
AED bank payout `payment.creditor.account.currency`	Required	Fixed value: AED	No corridor-specific pattern	This playbook covers local-currency bank payout into the United Arab Emirates.
Creditor UAE IBAN `payment.creditor.account.accountIdentifierType`	Required	Fixed value: IBAN	No corridor-specific pattern	UAE bank customers use a 23-character AE IBAN for domestic and international electronic payments.
Creditor UAE IBAN `payment.creditor.account.accountId`	Required	Length: 23	`^AE[0-9]{21}$`Normalize: Remove Whitespace, Uppercase	UAE bank customers use a 23-character AE IBAN for domestic and international electronic payments.
Creditor bank BIC `payment.creditor.agent.financialInstitutionId.bic`	Required	Minimum length: 8; Maximum length: 11	`^[A-Z]{4}AE[A-Z0-9]{2}([A-Z0-9]{3})?$`Normalize: Remove Whitespace, Uppercase	Creditor bank BIC is required for this payout profile.

Destination rules that may affect the payout data Axiym validates.

Cross-border wire-transfer information: United Arab Emirates Cabinet — Cabinet Resolution No. 134 of 2025.

These are playbook-level summaries. The payout validation response remains authoritative for the exact instruction and its transaction conditions.